PropertyLookout · Affordability

Personalise your home search with your buy budget

Enter your income, debts, and deposit — your buy budget will automatically update as interest rates shift, keeping your search aligned with the market.

Your buy budget today

R 2,376,000

Target home price

R 2,732,400

Max home price

R 23,035

Est. monthly

11.5%

Prime rate

11.82%

APR

* Based on 20-year term at prime 11.5%. Updates as you adjust sliders below.

Discover

Get a budget estimate based on your income and live interest rates.

Track

See how rate changes affect your monthly repayment and borrowing power.

Shop

Know which homes fall into your budget and search with confidence.

Calculate your affordability

Adjust the sliders to see what you can afford

Affordability Calculator

Gross Monthly IncomeR 50,000

Existing Monthly DebtsR 5,000

DepositR 0

Likely Affordable

DTI: 10%

Est. Monthly RepaymentR 0

Total Monthly ObligationsR 5,000

Max Recommended (30% rule)R 15,000

Based on prime rate 11.5% p.a., 20-year term. For indicative purposes only.