8 articles
Financing
Your guide to home loans, interest rates, and personal finance
What Happens When the SA Reserve Bank Changes Interest Rates?
Understanding how SARB monetary policy decisions affect your home loan repayments and property market.
Fixed Rate vs. Variable Rate Home Loan: Key Differences
Both loan types have advantages. Here is how to decide which structure suits your financial situation.
How to Qualify for a Home Loan in South Africa
Banks assess income, credit score, deposit size, and expenses. Here is what to prepare for approval.
Understanding the Costs When Buying a Home
Beyond the price tag: transfer duty, bond registration, conveyancing fees, and moving costs explained.
What is an Access Bond and How Does It Work?
An access bond lets you re-draw extra payments you've made into your home loan. Here is how to use it wisely.
How Much Deposit Do You Need for a Home Loan?
A 10% deposit is standard, but 100% bonds exist. Learn how deposit size affects your rate and approval chances.
When Does It Make Sense to Refinance Your Bond?
If rates have dropped or your credit score improved, refinancing may save you thousands. Here is how to evaluate it.
Transfer Duty in South Africa: What You Need to Know
SARS charges transfer duty on property purchases. Find out how it is calculated and when you are exempt.